SS
I am going to need you to go GATHER ALL OF THE DOCUMENTATION FIRST. Please make pdf documents label each as indicated below save to your computer. Do not combine documents each one must be pdf and labled
____ Your id
_____ drivers License
______social security card
I need your current pay stubs and every pay stub that you receive until you get the keys in your hand.
_____ last paystub
_____ paystub before last
I need your , 2020 and 2021 Federal Tax Returns all pages
—— 2021 federal tax return all pages
_____2020 federal tax return all pages
your w2s
——-2021 w2
__2020 w2
____ 2019 w2
Go to transcripts
GET THE 1040T TRANSCRIPTS FOR a 2020 and 2021
___ 1040T TRANSCRIPT & WAGES
___2020 1040T transcript and wages
___2021 transcript and wages
Social Security
Are you receiving social security Benefits? If yes see below
I need a letter from the Social Security Administration If you’re receiving Social Security stating your 2022 monthly amount and I need forms 1099 for 2021, 2020, 2019
_____ Current award letter 2022
_______1099/1098
______ 1099/1098 for 2020
____ 1099/1098 2021
www.ssa.gov online
go online and create an account . Once you create an account download information
call 8667083210 the social security office as a last result have them fax to you. If you do not have a fax number call me
Pensions
Are you receiving any form of a pension???
If yes see below
If you are receiving military retirement or any form of pension .
I need a letter stating that the pension is a lifetime benefit and the current monthly amount for 2022
and the yearly amounts you received for 2021and 2020 from DFAS OPM or what other retirement fund you’re receiving. Form 1098 or 1099
____2022 current benefit amount and MAKE SURE IT SAYS LIFETIME benefit
_____PENSION 1099 or 1098
_____2020 pension or retirement 1099 OR 1098
———2021 pension or retirement 1099 or 1098
Call your pension provider.
Tell the pension agency you need a benefit verification letter stating that it’s a lifetime benefit, the monthly amount you are receiving in 2022 and YEARLY received for 2021 and2020 it’s a phone call. Forms 1099 OR 1098. You can call them or go online to their website
state of md PENSION OFFICE NUMBER
Local: 410-625-5555
Dfas(MILIARY PENSION) 800-321-1080
OPM government retirement
888-767-6738
VA 18008271000 if veteran or active or spouse
_____need the Certificate of Eligibility can get from www.ebenefits.va.gov create account go to manage benefits , go under housing look for Certificate of Eligibility save to your desktop
____certificate of eligibility
____I need your DD-214 offline www.ebenefits.va.gov
There will always be something else most of the VA information can be found online at www.ebenefits.va.gov
I need a letter saying your percentage of disability if you’re VA Disabled showing your percentage of disability rating and your monthly amount of benefit for 2022
and a printout of the amount you receive for 2022, 2021,2020 offline on site
_____2022current amount and rating
______2022 YEARLY
_____2021 yearly total get printout
______ 2020 yearly
Bank Statements
I need bank account statements all pages front and back for the last 2 months and every statement that you get until you move into your home. I need all pages even if the pages are blank. I need in a pdf format. I need all accounts that you have deposits going into .
_____ last month bank statement
______ prior month bank statement
Asset Informaion(get from payroll or offline)
___401k retirement quarterly statement
____ thrift saving plan
____IRA
_____ Trust
What is the year of your cars make and models and value?
_________________________
_________________________
CURRENT HOMEOWNERS ONLY
Please contact your lender. State you need for financial affairs. Do not say for refinancing.
_____Current month Mortgage statements for every property
______ property 1
________property 2
________property3
________property 4.
____
_ I need 24 year payment history 24 statements or call lender to get payment history. You may can pull offline. Every house .
——- Please contact your lender. State you need for financial affairs. Do not say for refinancing.
_____Mortgage Note should be 8 pages . It will say FHA, VA or conventional note. It will be in your settlement package or request from lender. I repeat say it is for your financial affairs. Do not say refinancing.
_____Homeowners insurance paid receipt and current declaration page. Call insurance agent have them to email them. You will be changing the mortgage e clause once I provide you with a loan number
_____ Utility Bill
______ Payoff of loan current lender
Call lender request payoff statement that will show what you actually owe. Your mortgage statement does not show the correct amount.
the payoff statement make it good for 45 days . Again do not say it is to refinance. Please say it is for financial affairs.
HOA OR CONDO information
____home owners association contact name,number and 24 month payment history
____hoa current statement
_______hoa insurance information
Current va loan holders only skipping 2 payments no cash out
____Need id
____Dd214
_____mortgage statement 12 months
——— mortgage payment history from lender for 13 months.
_____homeowners insurance
_____VA NOTE from Settlement paperwork or lender
____ Utility Bill
Bankruptcy
Did you file Bankruptcy? If yes
____copy of all bankruptcy paperwork schedules a and b
_____discharge order
pay and download discharge and schedules
Foreclosure in the past?
Need deed in lieu of
Self employed
______Business license
_____24 months bank statements
_____ Last quarterly statement
______Profit and loss quarterly
Divorced??
need divoice degree
Receiving or paying child support
Need all orders, all pages and 12 month payment history
student loans??
payment agreement and payment plan
There will be a link to complete an online.
When you assemble all of the information are ready text 443.929.7772.
you must place all information in pdf format.
You will need to contact me once you assemble all the information scan and email the documents to havemorejoy2@gmail.com